The new year is a great time to sit down with your significant other, a hot drink, and your bank accounts for an overhaul of the budget. Thankfully, there are a lot of easy-to-use apps and websites that can assist you on the budgeting process and make it painless to keep track of with Storage Units Green River WY!
Mint is run by the same company that offers Quickbooks and TurboTax, and it is well-trusted and reviewed by many long-time users. It offers a variety of tools, but the budgeting aspects of the app are the most helpful to users.
Mint securely links to your bank accounts and credit cards and will automatically categorize every transaction. Then, you are able to go in further to tweak the categorizing. It will give you an overall view of what areas of the budget you are under, have met, or are over. Another perk–it’s free to use!
You Need a Budget
You probably have some friends who are devoted followers of this program, who casually refer to the app as “YNAB”. This program can have a bit more of a learning curve than Mint and other cut-and-dry programs, but the premise of the app is that you assign a job for every dollar of your salary, building your budget based on your income.
With this mindset, your dollar are assigned to everything, from the mortgage to groceries to gas. This is a great way for individuals and couples to take serious control of their finances, offering accountability, goal-setting, and motivation to save.
Newer on the scene, Wally is more of a minimalist approach to budgeting as opposed to the intensity of YNAB. Wally lets you track your income, expenses, and then gives an overview of what’s remaining. This app is popular with the younger crowd, and one of its main perks over other apps (besides the minimal involvement) is that it works with almost all foreign currencies–perfect for those who live overseas or travel frequently.
For those who are fans of the envelope style of budgeting, but still want to use online bill payment and not carry cash around (let’s face it…who’s just a little scared they’ll lose that envelope?!), Mvelopes offers the same style, but with debit and credit card options.
It’s not free, unlike some of the other options, but you can hook up unlimited accounts, instant updates to the budget, and easy access to the budget to show you if you have money in the food budget for that afternoon latte.
More than just a budgeting app, Simple is an entire bank account that can take the place of your old account, and offers many great options for budgeting. Instead of checking several apps and websites for all your different accounts, plus a budgeting app, that can all be done in one step with Simple.
Hopefully one of these options seems like an easy-to-use tool to get your budget from iffy to efficient this new year. At Self Assured Storage, we know how important it can be to get a handle on things in some of those areas that can slide during the holidays. If clearing out space, moving, or renovating make up some of your plans for this new year, make sure to give us a call to see how a storage unit could be a helpful tool during these busy times!